Unlock flexible pay to make your employees stay

Unlock flexible pay to make your employees stay

Unlock flexible pay to make your employees stay

Financial wellness of your frontline people improves retention, recruitment and engagement.

Financial wellness of your frontline people improves retention, recruitment and engagement.

Financial wellness of your frontline people improves retention, recruitment and engagement.

"Viacurrent's flexible pay is one of the most useful benefits for our employees. Promoting financial wellbeing helps us to retain, recruit and motivate people."

"Viacurrent's flexible pay is one of the most useful benefits for our employees. Promoting financial wellbeing helps us to retain, recruit and motivate people."

Ivar Gusev

HR Manager

See the case study (in Estonian)

->

Viacurrent promotes financial wellbeing with the Estonian Ministry of Finance.

Viacurrent promotes financial wellbeing with the Estonian Ministry of Finance.

Engage your
frontline teams

Good for
people is good for business

Improve retention

Improve retention

Losing talented staff is expensive - hiring, training, and getting new employees fully up to speed can take more than 6 months, costing the employer 30% of the annual salary.

Losing talented staff is expensive - hiring, training, and getting new employees fully up to speed can take more than 6 months, costing the employer 30% of the annual salary.

27%

Of workers stay at their job longer²

2x

More job applications¹

Boost job applications

Boost job applications

With 95% of employees wanting on-demand pay and the financial stability that comes with it, companies have a competitive advantage in the hiring market.

With 95% of employees wanting on-demand pay and the financial stability that comes with it, companies have a competitive advantage in the hiring market.

Fill more shifts

Fill more shifts

Employees who can track their hours and earnings understand better how their work directly impacts their income. This motivates them to take extra shifts.

Employees who can track their hours and earnings understand better how their work directly impacts their income. This motivates them to take extra shifts.

56%

Of workers take extra shifts³

Let's talk about your employees?

Let's talk about your employees?

All-Inclusive
Financial Wellness

What is Earned Wage Access?

What is Earned Wage Access?

Employees can track their completed shifts, access money for hours already worked for, and transfer it to their bank.

It’s not a loan, there’s no interest and no hidden charges - it’s the money they have earned.

Viacurrent offers up to 50% of earned wages, ensuring employees will never receive a zero paycheck.

Employees can track their completed shifts, access money for hours already worked for, and transfer it to their bank.

It’s not a loan, there’s no interest and no hidden charges - it’s the money they have earned.

Viacurrent offers up to 50% of earned wages, ensuring employees will never receive a zero paycheck.

Employee finishes shift

Employee transfers salary to bank account

Employee receives rest of the pay on payday

Financial Wellness Hub

Financial Wellness Hub

Viacurrent helps employees become more aware of their financial situation.

We provide free tools for employees to track their income and expenses, kickstart their savings and learn how to be more responsible with money.

Employees can also get free counselling from an expert on managing their finances.

Viacurrent helps employees become more aware of their financial situation.

We provide free tools for employees to track their income and expenses, kickstart their savings and learn how to be more responsible with money.

Employees can also get free counselling from an expert on managing their finances.

In media

In media

Let your people focus on
work instead of money

Let your
people focus on
work instead of money

88%

Reduced or eliminated
the use of payday loans³

82%

Worry less about money³

75%

Improved their ability
to budget and plan³

An incredible easy-to-launch
finacial wellness benefit

1

Payroll remains the same

Viacurrent integrates seamlessly with employers’ payroll and timekeeping software to track the wages and hours worked in real time.

We do the integration for you.

2

Cash flow remains the same

Employees can download the Viacurrent app and access a portion of their earned wages instantly for a small flat fee.

Viacurrent funds the wage advances entirely.

3

No extra admin work

On payday, the employer transfers the employees’ wages to a dedicated Viacurrent account.

This allows the employer to refund the wage advances to Viacurrent, and the employees to instantly receive their salary.

Everyone Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. At your disposal at team@viacurrent.com.

Everyone
Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. We are at your disposal at team@viacurrent.com.

Everyone Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. At your disposal at team@viacurrent.com.

Source 1: Earned Wage Access Report, ADP | Source 2: Customer Savings Report, Mercator | Source 3: Aite-Novarica Group Research | Source 4: PayActiv Whitepaper

Source 1: Earned Wage Access Report, ADP

Source 2: Customer Savings Report, Mercator

Source 3: Aite-Novarica Group Research
Source 4: PayActiv Whitepaper

Source 1: Earned Wage Access Report, ADP | Source 2: Customer Savings Report, Mercator

Source 3: Aite-Novarica Group Research | Source 4: PayActiv Whitepaper