Terms and Conditions

The Website https://viacurrent.com/, its subdomains and the mobile Application “Viacurrent” are managed by Viacurrent OÜ (“Viacurrent”, “we”, “us”, “our”). Products managed by Viacurrent are hereinafter collectively referred to as the “Platform”. We are registered in Estonia under the registration number 16798201 with our office located at Õnne 39-3, Tartu, 50106.

These Terms and Conditions ("T&C") establish a legally binding agreement between you, whether as an individual or on behalf of an entity (referred to as "you" or "User"), and Viacurrent, governing your access to and use of our Services. By accessing the Website and creating an account within the Application, you confirm that you have carefully read, comprehended, and accepted the T&C as described in this document, without any reservations. 

We urge all Users to thoroughly review these T&C, in addition to any messages, instructions, or warnings provided during your use of the Platform, as compliance with all of these is obligatory. If you do not agree with these T&C, it is essential that you refrain from using our Services and discontinue your use immediately.

We may provide you with a translated version of these T&C in another language to enhance your comprehension; however, in the event of disputes or controversies, the Estonian version will take precedence.

  1. Definitions Used in these Terms and Conditions

In these T&C, the following terms are used with the following meanings:

Viacurrent, our, us, and we: These terms all denote Viacurrent OÜ.

Terms and Conditions, T&C: These are the terms outlined in this document, known as Viacurrent’s Terms and Conditions or T&C.

User(s), you: Individuals or entities who utilise Viacurrent’s Platform and have an employment relationship with a company that has contracted Viacurrent’s Services.

Website: The website https://viacurrent.com/ and its subdomains, which are governed by Viacurrent.

Services: Encompasses the Financial Education Service and the Earned Wage Access Service provided by Viacurrent.

Application: The Viacurrent mobile application that allows Users to access the Services provided by Viacurrent.

Platform: A collective term for the Website and Application.

Employer: A legal entity that has contracted Viacurrent's Services and employs the Users.

Business Day: A Business Day in Estonia is any day that is not a Saturday, Sunday, or a public holiday in Estonia.

Net Salary: The amount entitled to the User from the Employer as a result of hours worked, after necessary withholdings and contributions, just prior to a transaction.

Personal Bank Account: An account opened in the User's name at a financial institution.

Available Balance: The portion of the User's earned funds that can be accessed and withdrawn through Viacurrent's services.

Withdrawn Balance: The portion of the User's earned funds that have been accessed and withdrawn through Viacurrent's services.

  1. Correspondence and Contact

Should we need to contact you or provide written notice, we will do so through the email address you have provided in connection with your User Information.

If you need to reach Viacurrent in writing, or if any provision in these T&C necessitates written notice to us, you can send your correspondence via email to team@viacurrent.com.

Additionally, for information about the European Commission’s Online Dispute Resolution platform, you can visit http://ec.europa.eu/odr.

  1. User Representations

By using the Platform, you confirm and warrant that:

  1. All registration information you provide is accurate, truthful, up-to-date, and complete.

  2. You will promptly maintain and update this information as needed.

  3. You have the legal capacity to use the Platform and agree to abide by these T&C.

  4. You are 13 years of age or older. If you are a minor, you have obtained parental consent to use the Platform.

  5. You will not access the Platform using automated or non-human methods, such as bots or scripts.

  6. You will not use the Platform for any unlawful or unauthorised purposes.

  7. Your use of the Platform will not violate any applicable laws or regulations.

If you provide false, inaccurate, outdated, or incomplete information, or if you violate any of the terms outlined above, we reserve the right to suspend or terminate your account and deny you access to the Platform, either temporarily or permanently as outlined in Section 11 of these T&C.

3.1. Children Under the Age of 13

In accordance with these T&C, the General Data Protection Regulation (GDPR) and the instructions of the Estonian Data Protection Inspectorate, individuals under the age of 13 are prohibited from using the Platform.

To ensure compliance with this requirement, and as Viacurrent may not be able to independently verify the ages of the Users, it is the responsibility of the Employer to implement necessary measures to prevent minors under the age of 13 from accessing the Platform. Viacurrent shall not be held liable in this regard.

  1. Prohibited Activities

Users commit to making appropriate and lawful use of the Platform in accordance with prevailing laws and these Terms and Conditions (T&C). Users are expected to abstain from:

  1. Using outdated hardware and software: Using outdated or unsupported hardware and software may expose the Platform and your data to security vulnerabilities and limit the functionality and compatibility of the Platform.

  2. Engaging in unauthorised or fraudulent use of the Platform.

  3. Supplying inaccurate personal details or establishing an account on behalf of someone other than yourself.

  4. Inflicting harm upon the Platform, or the systems of its providers or third parties, including, notably, introducing or disseminating computer malware (such as, but not limited to viruses, worms, Trojan Horses) or any other physical or logical systems capable of causing harm to the systems of Viacurrent, its providers, or third parties.

  5. Employing the Platform for unlawful purposes, in violation of these T&C, or in ways detrimental to the rights and interests of third parties, or that could potentially harm, disable, overload, or impede the normal operation or enjoyment of the Platform.

  6. Attempting to access restricted areas or resources within the Platform.

  7. Engaging in fraudulent activities, scams, or phishing attempts to deceive other Users.

  8. Making attempts to access, use, or manipulate Viacurrent's data, the data of third parties, or other Users.

  9. Employing reverse engineering methods, deciphering, decompiling, or any other means to uncover the source code of the Platform, or any other elements protected by copyright or intellectual property or industrial rights.

  10. Modifying or attempting to modify the Platform, or taking actions or using methods to alter their appearance or functionality.

  11. Trying to access and/or use the email accounts of other Users and/or modify or manipulate their messages. As well as share access to their own account in a way that might jeopardise its security.

If Viacurrent, or any individuals involved in the creation, production, and distribution of the Platform suffer any damage, harm, loss, or costs (including legal fees) due to Users' breach of these Terms and Conditions, Users are obligated to fully compensate for the damages caused. This also applies, but is not limited to cases where claims are made against Viacurrent by third parties or authorities as a result of Users' breaches. Users will indemnify Viacurrent and may be held liable for any expenses, costs, damages, or harm arising from their actions, provided that such expenses, costs, damages, or harm result from Users' violation of these T&C.

  1. Intellectual Property Rights

5.1. Ownership and Use of Content

Viacurrent holds all intellectual property rights in our Platform and included Services, encompassing source code, databases, functionality, software, website designs, multimedia, text, images, and graphics (collectively referred to as “Content”), as well as the trademarks, service marks, and logos therein (“Marks”). These assets are safeguarded by copyright, trademark laws, and various intellectual property rights in Estonia and worldwide.

The User is permitted to access and, for personal, non-commercial or internal business purposes, download or print portions of the Content upon gaining proper access to it. However, without our explicit prior written consent, the User may not reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, licence, or exploit the Platform and included Services or the Content or Marks for any commercial purpose.

If the User wishes to use the Services, Content, or Marks beyond the scope specified in these terms, please contact us at team@viacurrent.com for permission. Any such usage must include proper recognition of Viacurrent as the rightful owner or licensor and adhere to the necessary copyright or proprietary notice requirements.

5.2. User Submissions

By directly submitting any content, feedback, or information (collectively referred to as "Submissions") to Viacurrent through the Platform, the User agrees to assign to Viacurrent all intellectual property rights in those Submissions. Viacurrent shall own and have unrestricted rights to use and disseminate such Submissions for any lawful purpose, without acknowledgment or compensation to the User. The User grants Viacurrent a perpetual, non-exclusive, worldwide, royalty-free licence to use it for the purpose of providing the Viacurrent Platform and Services.

The User is solely responsible for the Submissions and must not post, send, publish, upload, or transmit any illegal, harmful, defamatory, obscene, abusive, discriminatory, false, or misleading content. The User must also warrant that the Submissions are original or that necessary rights and licences to submit them are held by them.

Failure to comply with these Intellectual Property Rights may result in a material breach of our T&C and immediate termination of the User's right to use our Platform, as well as legal action and liabilities.

  1. Services Provided by Viacurrent

Upon entering into a contract with the Employer, Viacurrent provides the User with access to the Application, enabling them to request specific services based on the Employer's preferences. These services may encompass:

  • Financial Education: A dedicated platform for Users to enhance their understanding of diverse financial facets.

  • Earned Wage Access: A service that grants Users access to their earnings ahead of regular paydays.

6.1. Financial Education Service

6.1.1. Purpose

The Financial Education Service, accessible through the Application, is designed to empower Users with valuable insights, fostering a deep understanding of various financial aspects such as financial well-being, saving strategies, and related topics.

6.1.2. Registration

To access the Financial Education Service, Users must:

(i) Download the Viacurrent Application on their mobile device;

(ii) Accept the Terms and Conditions (T&C); and

(iii) Complete the registration process, providing the necessary data as requested by Viacurrent.

6.1.3. Using the Service

Once successfully registered, Users can explore and utilise the Financial Education Service through the Viacurrent Application. To access the service, Users can proceed by simply:

  • Launching the Application

  • Entering their personal security PIN to access the mobile Application's functionality

  • Exploring and engaging with a wide range of financial educational resources and materials available under the “Learn” section of the Application.

6.1.4. Cost of the Service

This service is offered at no cost to both Users and Employers.

6.2. Earned Wage Access Service

6.2.1. Purpose

The Earned Wage Access Service is thoughtfully designed to offer users a high degree of flexibility in compensation. This empowers Users to conveniently access a predetermined portion of their Net Salary that corresponds to their already completed and earned shifts, well before their standard payday. Users can request this early withdrawal through the Application.

Users can only request amounts up to a certain limit, as defined in Section 6.2.4.. It is important to note that the amounts withdrawn (Withdrawn Balance) will be deducted from the User’s Net Salary at the end of the month and transferred by the Employer to Viacurrent.

In case the User’s Withdrawn Balance does not accrue to Viacurrent for any reason from the Employer, Viacurrent has the right to implement the procedures described in clause 6.2.6.

6.2.2. Registration

To utilise the Earned Wage Access Service, the User must:

(i) Download the Viacurrent Application on their mobile device;

(ii) Accept these Terms and Conditions (T&C); and

(iii) Complete the registration process, providing the necessary data as requested by Viacurrent.

6.2.3. Using the Service

When the User logs into the Application and enters their personal security PIN, they will have access to their Available Balance for the current pay cycle. This salary information is sourced directly from the User's Employer(s) or through connections to their workforce management or human resources systems. It is calculated taking into account the limitations stipulated in Section 6.2.4. of the T&C. 

However, it's important to recognise that Viacurrent cannot guarantee its immediate accuracy, as updates may not occur in real-time and depend on the frequency of the Employer's system updates. If you suspect any inaccuracies, we encourage you to reach out to your Employer for necessary corrections.

Users can access their Available Balance through the Application, where they can specify and confirm the withdrawal amount to initiate the transfer. We are dedicated to making reasonable efforts to address any payment delays. Note that:

  • If a withdrawal request is submitted from the Available Balance, we promptly initiate the payment to your Personal Bank Account.

  • In the event of a payment rejection by a third-party, we will cancel the payment order and update your Available Balance accordingly.

Users are responsible for promptly notifying Viacurrent or their Employer of any changes to their Personal Bank Account details. Neglecting this responsibility may lead to adverse consequences for your Viacurrent account. Please be aware that Viacurrent shall not assume responsibility for any such adverse impacts.

6.2.4. Service Limitations

Employer-Set Limitations:

Each employer may establish specific limitations, which include:

  • The percentage of your Net Salary that is available as Available Balance between pay dates.

  • The maximum number of withdrawals permitted between pay dates.

These limitations are determined by your Employer and are communicated to Viacurrent. To ascertain the precise limitations set by your Employer, please contact them directly.

Viacurrent's Global Limits:

Additionally, Viacurrent maintains its own global limits on Earned Wage Access.

The following limits are set by Viacurrent:

  • Users can access up to 50% of their Net Salary between paydays.

  • The total Available Balance is subject to a maximum cumulative limit of 1000 EUR.

In cases where Viacurrent's limits are more stringent than those established by individual Employers, Viacurrent's limits will take precedence.

6.2.5. Cost of the Service

By accepting these T&C, the User hereby agrees to the following terms regarding the cost of the Earned Wage Access Service:

(i) The User acknowledges and consents to a flat fee for each withdrawal from their Net Salary. Viacurrent’s withdrawal fees may change over time, but they will consistently be shown when you initiate your withdrawal request.

(ii) The User understands that withdrawal fees will be deducted by the Employer at the conclusion of the pay cycle, alongside the Withdrawn Balance by the User from the User’s Net Salary, and subsequently remitted by the Employer to Viacurrent.

(iii) Depending on the terms negotiated with the Employer, the fee may be waived, and any applicable fees will be covered directly by the Employer, pursuant to their contractual arrangement with Viacurrent.

6.2.6. User’s Payment Obligation

If the User uses the Earned Wage Access Service and the Employer, for any reason, does not reimburse Viacurrent for the Withdrawn Balance in its entirety, the User, being the Employer’s co-guarantor, is obliged to pay Viacurrent the Withdrawn Balance to the extent that the Employer has not reimbursed. This condition also applies if the User’s employment relationship with the Employer has ended.

By agreeing to the Terms and Conditions, Users accept and acknowledge their role as the Employer’s co-guarantors, in case the Employer does not transfer the User’s Withdrawn Balance to Viacurrent in its entirety. 

Provided that the Withdrawn Balance has not been returned to Viacurrent within fourteen (14) calendar days after notifying the User to return the issued amount, a penalty of fifty euros (€50) will be added to the Withdrawn Balance. 

Provided that the debt has not been disputed, it exceeds thirty euros (€30), and thirty (30) calendar days have passed since the User was notified by Viacurrent, Viacurrent has the right to register and/or claim the debt by applying appropriate legal measures if an agreement is not reached.

If the User’s employment continues, the overpaid Withdrawn Balance will be deducted from the User’s next salary. If settling is not possible on the next payday either, the User will be subjected to the previously outlined requirements that typically apply when the employment relationship with the Employer ends.

7. Liability

Viacurrent does not guarantee the continuous availability and operation of the Platform, as further specified in Section 7.2.. Therefore, Viacurrent will not be held responsible for any damages or losses that may occur due to:

  • Unavailability or inaccessibility of the Platform.

  • Interruption in the operation of the Platform or technical issues, disconnections, delays, or blockages caused by deficiencies or overloads in data centres, the Internet system, or other electronic systems during their operation.

  • Communications or discussions in debates, forums, chats, and virtual communities organised through or around the Platform, nor will it be liable for any damages suffered by Users as a result of such communications and/or discussions.

  • Errors or delays in User access to the Platform due to data entry in forms, slow or failed receipt of confirmations by recipients, or any anomalies arising from internet network problems, force majeure, or other unforeseeable circumstances beyond Viacurrent's control.

  • Losses, damages, or harm of any kind arising from the use of the Platform, including those caused by computer system issues or the introduction of viruses and/or cyberattacks.

  • The accuracy, completeness, or currency of information that is not created by Viacurrent.

  • Other damages caused by third parties through unauthorised intrusions beyond Viacurrent's control.

Viacurrent is dedicated to addressing issues promptly and offering support for satisfactory resolutions. We aim to update and correct inaccurate information in the Application. However, we are not liable for content inaccuracies attributed to third parties.

7.1. Security and Threats

Viacurrent cannot guarantee immunity of our Platform against threats such as corruption, attacks, viruses, or other security breaches. Therefore, we disclaim any liability for losses resulting from such incidents. It is your responsibility to establish secure IT infrastructure for accessing our Platform and to deploy adequate anti-virus solutions. The deliberate introduction of harmful elements to our Platform is strictly prohibited as outlined in Section 4.

Additionally, Viacurrent does not guarantee that unauthorised third parties cannot gain knowledge of the conditions, characteristics, and circumstances of Users' access to the Platform. Consequently, Viacurrent will not be responsible for any damages and losses that may arise from such unauthorised access.

7.2. Availability and Updates

We aim to provide 24/7 accessibility to our platform, but interruptions may occur due to system glitches, maintenance, other operational factors, or security concerns as mentioned in Section 7.1..

We may periodically update the Application to enhance functionality and security. By using the Application, you agree to automatic updates and manual installations as necessary. We retain the right to change, modify, or remove Platform functionalities and Services at our discretion. We are not obligated to update information on our Services, and any changes made will not result in liability to you or any third-party.

7.3. Agreement

By agreeing to these T&C, Users confirm their commitment to indemnify Viacurrent, along with its directors, partners, employees, lawyers, and agents, against any claims arising from the violation of these T&C, applicable laws, regulations, or third-party rights.

Viacurrent's liability is limited to damages incurred by Users due to willful misconduct or gross negligence in matters related to Platform access, service provision, content usage, tools, and functionalities.

Please note that the content on our Website is purely informational and should not be construed as guidance or advice. It is imperative to seek advice from professionals before making decisions based on the information provided.

8. Third-Party Links and Content

The Platform may include links to third-party websites and may provide access to third-party content. We do not investigate, monitor, or guarantee the accuracy, appropriateness, or completeness of these third-party websites and third-party content.

  • Viacurrent is not responsible for any consequences resulting from the information on these external sites. Unless explicitly mentioned, the inclusion of links does not imply endorsement or imply agreements with their owners or operators.

  • If you believe any linked content violates the law, morality, or public order, please notify us at team@viacurrent.com with the following information:

(i) Your contact details: name, address, phone number, and email. 

(ii) Description of the violations on the linked website.

(iii) Confirmation of the accuracy of your report.

Users visit and use linked sites at their own risk and should take precautions against viruses or harmful elements. The User is solely responsible for interactions with third-party websites or applications, including product purchases.

9. Data Protection

While browsing and using certain services on this Platform, Viacurrent may need to process personal data. In such cases, Viacurrent will comply with the applicable laws, as outlined in the Privacy Policy, which is an integral part of these T&C.

During the use of the Platform, cookies may be employed. The use of cookies will be regulated in accordance with applicable regulations and as specified in the Cookie Policy. Cookies are small data files that are stored on the device of the Platform user and may contain or retain specific information about their visit.

10. Promotions

Viacurrent offers promotions and contests for Users to participate in and win prizes. These opportunities are subject to certain rules, and participation is voluntary. To ensure fairness and prevent fraud, Viacurrent may retain necessary information for verification purposes. Users are required to review and accept specific terms and conditions for each program. You can manage your receipt of promotional communications based on your preferences, including opting out of promotional emails, push notifications, and in-app notifications.

11. Deactivation and Suspension

11.1. User's Right to Deactivate their Account

You have the right to deactivate your account at any time by selecting the deactivation option within the Application or by contacting us via email at team@viacurrent.com.

However, please note that full account deactivation and erasure (as described in Section 11.3) will not take effect until the following conditions are met:

  • The Employer has settled any outstanding Withdrawn Balance (if applicable).

  • The Employer has paid your next Net Salary.

  • Any withdrawal fees owed by you have been settled (if applicable).

If there is a pending withdrawal on your Viacurrent account, it must be properly settled; if applicable, the withdrawal will be considered concluded and denied.

11.2. Viacurrent’s Right to Deactivate or Suspend the User’s Account

Viacurrent may deactivate or suspend the User’s account under the following circumstances:

  • A deactivation request has been made by the Employer.

  • The contractual relationship between Viacurrent and the User’s Employer concludes.

  • The User violates these T&C, provided that the violation is substantial and not correctable. If the violation is correctable, Viacurrent may terminate the relationship if the correction is not made within a non-extendable period of fifteen (15) business days granted for such correction.

  • The User or the Employer they work for is in any situation related to current or potential insolvency, including but not limited to:
    1) Suspending or being unable to pay debts.
    2) Initiating negotiations with creditors for debt rescheduling.
    3) Filing for bankruptcy.
    4) Experiencing creditor actions, asset seizures, or financial imbalances.
    5) Ceasing or suspending activities.
    6) Significantly increasing financial risk.
    7) Failing to provide requested information for anti-money laundering compliance.

  • Viacurrent receives an order or instruction to that effect from a judge, court, competent authority, or body.

  • Viacurrent believes that continuing to provide the services could violate anti-money laundering rules and/or laws or if requested information is not provided.

  • There has been a substantial increase in the risk profile of the User or the Employer they work for since Viacurrent began providing services, in accordance with applicable regulations.

  • Viacurrent has reasonable grounds to believe that continuing to provide services to a particular User or the Employer they work for may threaten the security of the Platform or Viacurrent's assets or systems.

The termination of the relationship between the parties will occur without prejudice to the rights that may belong to each of the parties on that date.

11.3. Data Erasure on Deactivation

The User and Viacurrent agree to:

  • securely destroy all confidential information and personal data of the other party in their possession or control;

  • upon request, confirm to the other party that these measures have been taken;

For legal compliance, Viacurrent reserves the right to securely retain the User’s personal data for the duration mandated by applicable regulations. Consequently, this information will be deleted as soon as it is no longer legally required to be retained. For comprehensive details on our handling and processing of User data, please refer to our Privacy Policy.

12. Sending Communications

By accepting these T&C, you authorise Viacurrent to utilise your personal data, as outlined in Section 9, and to reach out to you through SMS, notifications, and emails. For a detailed understanding of how we manage your data, please refer to our Privacy Policy

Here's how your data may be used for communication:

  1. Information and Offers: Viacurrent may use your data to communicate information, news, and relevant commercial offers tailored to your profile to enhance our service quality. These communications will be sent electronically.

  2. Satisfaction Surveys and Statistics: Your data may be used by Viacurrent for statistical purposes when you participate in satisfaction surveys.

  3. Push Notifications: You agree to receive push notifications from Viacurrent. You can opt out of these notifications via your device settings or the Viacurrent Application. Please note that changing these settings may impact the use of the Platform.

  4. Email Communication: By providing your email address, you allow Viacurrent to contact you for Platform-related purposes, including service-related messages and marketing promotions.

You retain the ability to opt-out of any marketing-related communication, as described in our Privacy Policy or by adjusting your Application settings.

13. Service Providers

Viacurrent offers the Earned Wage Access Service, as outlined in these Terms and Conditions, in partnership with a trusted third-party provider certified under ISO 27001. By utilising our service, you expressly acknowledge and consent to adhere to the terms and conditions established by:

DEVENGO S. L.

  • Tax ID (CIF): B-88353412

  • Registered Office: Calle Barquillo 40, 1º derecha, C.P.28004, Madrid

  • Commonly known as Devengo (Website: https://devengo.com/)

The User can access the detailed terms and conditions at the following link: Devengo Terms and Conditions

14. Conflict Resolution, Jurisdiction, and Governing Law

In the event of a dispute between the User and Viacurrent, the following procedures and guidelines will govern the resolution process:

To ensure an efficient and amicable resolution, both parties, the User and Viacurrent, commit to engaging in informal negotiations for a minimum period of twenty (20) business days before considering arbitration.

In the event that informal negotiations do not yield a resolution, both parties agree to submit to the jurisdiction of Estonian courts for matters concerning the interpretation, compliance, resolution, and execution of these T&C. This mutual agreement expressly waives any consideration of jurisdiction outside of Estonia.

Should a dispute persist after the period of informal negotiations, it will be resolved through binding arbitration. This arbitration will be conducted by a single arbitrator, in accordance with the rules set forth by the European Court of Arbitration.

The governing law applicable to the resolution of disputes will be the Estonian law.

14.1. Exceptions to Informal Negotiations and Arbitration

Certain disputes, such as those related to intellectual property rights, theft, piracy, privacy invasion, or unauthorised use, are exempt from the requirement of informal negotiations and arbitration. In such cases, the resolution of these disputes will be determined by a competent court within the Estonian jurisdiction, as specified earlier in Section 14.

In the event that any portion of this provision is deemed illegal or unenforceable, it will not affect the applicability or enforceability of the remaining clauses.

15. Changes to the Terms and Conditions

Viacurrent reserves the right to update these Terms and Conditions periodically and without prior notice in accordance with applicable law at all times. Viacurrent will provide prominent notice on the Platform to inform Users of such changes. Viacurrent may also send out informative emails, unless the changes are minor (e.g., spelling corrections). Viacurrent guarantees access to archived versions for Users to consult.

The date of the most recent version of these Terms and Conditions is displayed at the end of the document.

16. Mobile Application Licensing

Your use of the Application is also governed by:

  • Apple Media Services Terms and Conditions: for your applicable jurisdiction, available here.

  • Android App Store Terms and Conditions: for your applicable jurisdiction, available here.

16.1. End-User Licence Agreement (EULA) for Android and Apple devices

Acknowledgement: This End-User Licence Agreement ("EULA") is a legal agreement between you and Viacurrent. The EULA governs your use of the mobile application ("Application"). By installing or using the Application, you acknowledge and agree that this EULA is concluded between you and Viacurrent, and not with Apple Inc. or Google LLC (referred to collectively as "App Distributors").

Licence: Subject to your compliance with this EULA, Viacurrent grants you a revocable, non-exclusive, non-transferable, limited right to install and use the Application on wireless electronic devices owned or controlled by you, and to access and use the Application on such devices strictly in accordance with the terms and conditions of this EULA.

Scope of Licence: The licence granted to the User for the Application is limited to a non-transferable licence to use the Application on devices that utilise the Apple iOS or Android operating systems, as applicable, and in accordance with the usage rules set forth in the respective App Distributor's terms of service.

Maintenance and Support: Viacurrent is solely responsible for providing any maintenance and support services with respect to the Application as specified in this EULA or as required under applicable law. The App Distributors have no obligation to furnish any maintenance and support services for the Application.

Warranty: Viacurrent is solely responsible for any product warranties, whether expressed or implied by law, to the extent not effectively disclaimed. In the event of any failure of the Application to conform to any applicable warranty, you may notify Viacurrent, and to the maximum extent permitted by applicable law, Viacurrent will refund the purchase price, if any, paid for the Application. The App Distributors have no warranty obligation with respect to the Application.

Product Claims: You acknowledge and agree that Viacurrent, not the App Distributors, is responsible for addressing any claims by you or any third party relating to the Application or your possession and/or use of the Application, including product liability claims, claims related to compliance with legal or regulatory requirements, and claims arising under consumer protection or similar legislation.

Legal Compliance: You represent and warrant that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and you are not listed on any U.S. Government list of prohibited or restricted parties.

Developer Contact Information: For any questions, complaints, or claims related to the Application, you may contact Viacurrent at team@viacurrent.com.

Third-Party Terms of Agreement: You must comply with applicable third-party terms of agreement when using the Application.

Third-Party Beneficiary: You acknowledge and agree that the App Distributors, including Apple Inc. and Google LLC, are third-party beneficiaries of this EULA and have the right to enforce this EULA against you as third-party beneficiaries.

Governing Law: This EULA shall be governed by and construed in accordance with the laws of Estonia, without regard to its conflict of law principles


Last Updated: 2nd of October, 2023

Everyone Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. At your disposal at team@viacurrent.com.

Everyone
Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. We are at your disposal at team@viacurrent.com.

Everyone Benefits

If your organisation wants to see how the financial security of your employees improves recruitment, retention and productivity, we’d love to hear from you.

© 2024 Viacurrent OÜ. At your disposal at team@viacurrent.com.