The financial stress of Estonian workers
Financial worries are the biggest stress source for workers, regardless of their industry or job title. This directly affects employee productivity, wellbeing and work motivation.
45%
of employees live from paycheck to paycheck¹
100 000
Estonians struggle to pay back payday loans²
Better finacial wellbeing with Viacurrent
Employees with flexible pay are able to avoid high-interest payday loans, plan their finances better and as a result, feel less stress.
They can also access financial wellness tools on the Viacurrent app, built with the Estonian Ministry of Finance and other institutions that promote financial literacy.
88%
Reduced or eliminated
the use of payday loans³
82%
Worry less about money³
75%
Improved their ability
to budget and plan³
Tracking
Give your employees visibility of their earnings every day, not once a month.
When employees can see a full breakdown of their earnings, they are able to budget better and spend accordingly. They can also review their historic earnings.
This motivates them to take extra shifts and reduce absenteeism.
Flexible pay
Let your employees use their earned salary when they need it the most.
Whether it's for medical bills, a car repair, or other unexpected expenses, employees can use the money they have earned to deal with emergencies.
Financial wellness hub
Equip your employees with financial wellness tools.
Employees get practical advice on budgeting, savings and tracking their finances, including financial counselling.
Our financial wellness tools, podcasts and articles are supported by the Estonian Ministry of Finance and other institutions promoting financial literacy.
